Time Value of Money

QUESTION 1:The time value of money (TVM) has many applications.  Let’s see how many ways we can think of that TVM affects us as individuals.  These can be good or bad.  What do you think?QUESTION 2:Consider the statement:  “It is not necessary for a person in business to understand any detailed mathematical calculations, because these days computers make all those calculation for us.  Spending time on math calculations is therefore a waste of time.”  What do you think?These are two separate posts. Maximum of 250 words a piece. Please don’t combine them.

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